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Registration User Terms of Service

- Qune.io - TERMS OF SERVICE - April 4th, 2020 -
THIS AGREEMENT CONTAINS VERY IMPORTANT INFORMATION REGARDING YOUR RIGHTS AND OBLIGATIONS, AS WELL AS CONDITIONS, LIMITATIONS AND EXCLUSIONS THAT MIGHT APPLY TO YOU. PLEASE READ IT CAREFULLY.

These Terms of Service and any amendments and restatements hereof (the "Agreement") form a legal agreement covering the provision of services from Qune to you, including offering a marketplace to enable buyers and sellers of digital assets to engage in a stable smart contract (SSC) agreement with each other (the “Darkpool”), offering hosted digital wallet services, holding and releasing digital assets as instructed upon completion of a purchase of digital assets and any other services described in this Agreement (collectively the “Services” and individually, a “Service”) provided by Qune.io. and all of its affiliates, including but not limited to www.qune.exchange. (collectively, “Qune” or “we” or “us” or the “company”) to you as an individual (also referred to as a “user” or “you”). Your use of the Services will be governed by this Agreement, along with our Privacy Policy, Cookie Policy, and E-Sign Consent.

THESE TERMS REQUIRE THE USE OF ARBITRATION TO RESOLVE DISPUTES RATHER THAN JURY TRIALS OR CLASS ACTIONS.

By signing up to use an account through Qune.io, or any associated websites, APIs, or mobile applications, including any URLs operated by Qune (collectively the “Qune Website” or the “Website”), you agree that you have carefully and thoroughly read, understand, and accept all of the terms and conditions contained in this Agreement including our Privacy Policy, Cookie Policy, and E-Sign Consent.

THE VALUE OF BITCOIN AND OTHER DIGITAL ASSETS CAN GO UP OR DOWN AND THERE CAN BE A SUBSTANTIAL RISK THAT YOU LOSE MONEY BUYING, SELLING, HOLDING, OR INVESTING IN BITCOIN OR OTHER DIGITAL ASSETS. YOU SHOULD CAREFULLY CONSIDER WHETHER TRADING OR HOLDING BITCOIN IS SUITABLE FOR YOU IN LIGHT OF YOUR FINANCIAL CONDITION.

About Qune and its Services

Qune is a leading peer-to-peer exchange and OTC counter, designed to facilitate the purchase and sale of digital assets with sellers accepting a stable coin as payment methods in exchange for their digital assets. Payment methods are negotiated and exchanged on a peer-to-peer basis between the buyers in the Darkpool (“Buyers”) and sellers in the Darkpool (“Sellers”). Our use of a stable coin  as an insurance wrapper to complete a SSC protects both buyer and seller.

Qune also offers hosted digital wallet services through a leading global digital asset wallet provider. Our worldwide userbase is able to post offers to either buy or sell digital assets in a variety of convenient methods. The creator of the offer is responsible for listing terms of the SSC, including the payment methods the Seller will accept. Once an offer is selected by another Qune user, the Seller’s digital assets are locked as part of our SSC procedures (which we refer to as “Qune Escrow”) until all conditions necessary to consummate the SSC have occurred. The sale is complete and the digital assets are unlocked and released to the Buyer by the Seller once the Buyer has completed the terms of the SSC and payment has been confirmed valid and received by the Seller. Qune does not act as a payment processor. All liability for sending and receiving PAYMENT and CONFIRMING the validity of the transactions lie between the buyer and seller. The digital assets we lock are released back to the Seller if the Buyer chooses to cancel the SSC. The Seller may not cancel the SSC at any point. The Seller only has the option to unlock the digital asset and release them to the Buyer. This is for the security protection for the Buyer. Should a Seller need to cancel the SSC due to a Buyer not following the terms of the SSC, they must start a dispute and provide a reason for doing so as further described in Section 8 of this Agreement. Transactions on our Website are conducted between the Buyers and Sellers. Accordingly, Qune is not a party to any SSC.

The hosted digital asset wallet service provided by Qune is a secure method of storing, sending, and receiving digital assets. Qune does not store or custody any bitcoin or any digital asset. Bitcoin, like other digital assets, is always stored on its respective networks or blockchains. All digital assets transactions occur within the digital assets network, not on Qune. There are no guarantees that the SSC will process on the digital assets network. Qune reserves the right to refuse to process any SSC if required by law or if we deem the transactions to be against our terms and conditions in this Agreement. You hereby accept and acknowledge that you take full responsibility for all activities that occur under your wallet and accept all risks of any authorized or unauthorized access to your wallet, to the maximum extent permitted by law.

GENERAL

We reserve the right to amend, modify, change or revise this Agreement at any time, in our sole and absolute discretion and without prior notice. Any such changes in respect of your use of the Services will take effect when posted on the Qune Website and not retroactively. If you have supplied us with an email address, we may also notify you by email that the Agreement has been revised. If you do not agree to the terms of the revised Agreement, your sole and exclusive remedy is to promptly terminate your use of the Services and close your account.

It is your responsibility to read the Agreement carefully and periodically review this Agreement as posted on the Qune Website. Your continued use of the Services shall signify your acceptance to be bound by the then-current Agreement.
        Failure or delay by Qune in enforcing or partially enforcing any provision of the Agreement shall not be construed as a waiver of any of our rights or remedies.

ACCOUNT & REGISTRATION

In order to use the Services, you will need to register an account through our Website. During the registration process, we will ask you for certain information, including but not limited to, your name, address and other personal information to verify your identity. We may, in our sole and absolute discretion, refuse to maintain an account for you. You hereby accept and acknowledge that you: (a) are of legal age in your respective jurisdiction to agree to this Agreement; and (b) have not previously been suspended or removed from using our Services.

By using your account, you agree and represent that you will use our Services for yourself and you may not use your account to act as an intermediary or broker for any other third party, person or entity. Unless registered as an authorized broker by Qune, you are only allowed to have one account and are not allowed to sell, borrow, share or otherwise make available your account or any detail necessary to access your account to people or entities other than yourself. You are solely responsible and liable for maintaining adequate security and control of any and all usernames, email addresses, passwords, two-factor authentication codes or any other codes or credentials that you use to access the Services. Your account must not contain misleading or fraudulent information. Creating false information for your account, falsifying your country of origin or providing fraudulent identification documents is strictly prohibited.

During the registration of your account, you agree to provide us with the information we request for the purposes of identity verification and the detection of money laundering, terrorist financing, fraud, or any other financial crime and permit us to keep a record of such information. You will need to complete certain verification procedures before you are permitted to use the Services, which procedures may be modified as a result of information collected about you on an ongoing basis. The information we request may include certain personal information, including, but not limited to, your name, address, telephone number, e-mail address, date of birth, social security number, taxpayer identification number, and a government identification. In providing us with this or any other information that may be required, you confirm that all of the information is true, accurate and not misleading. You agree to promptly keep us updated if any of the information you provide changes.

YOU AUTHORIZE US TO MAKE INQUIRIES, WHETHER DIRECTLY OR THROUGH THIRD PARTIES, THAT WE CONSIDER NECESSARY TO VERIFY YOUR IDENTITY OR PROTECT YOU AND/OR US AGAINST FRAUD OR OTHER FINANCIAL CRIME, AND TO TAKE ACTION WE DEEM NECESSARY BASED ON THE RESULTS OF SUCH INQUIRIES. WHEN WE CARRY OUT THESE INQUIRIES, YOU ACKNOWLEDGE AND AGREE THAT YOUR PERSONAL INFORMATION MAY BE DISCLOSED TO CREDIT REFERENCE AND FRAUD PREVENTION OR FINANCIAL CRIME AGENCIES AND THAT THESE AGENCIES MAY RESPOND TO OUR INQUIRIES IN FULL.

If you are using the Services on behalf of a legal entity such as a corporate entity, you further represent and warrant that: (i) the legal entity is duly organized and validly existing under the applicable laws of the jurisdiction of its organization; and (ii) you are duly authorized by such legal entity to act on its behalf. A corporate-verified account is specific to that legal entity and can only be used by the person who registered it. Corporate accounts are not allowed to be shared with or used by other individuals or entities. Corporate accounts that are verified are allowed the following limited exemptions:
            An approved corporate account may have several active user accounts at any time, provided they are all company-verified and operated by designated employees of the company that have been previously disclosed and approved by Qune in its sole and absolute discretion; and Corporate accounts may only have one active offer for a specific SSC at any one time and are not allowed to have multiple offers for such specific SSC from their other corporate accounts.

You are solely responsible for creating a strong password and maintaining adequate security and control of any and all IDs, passwords, hints, personal identification numbers (PINs), API keys or any other codes that you use to access our Services. Any loss or compromise of the foregoing information and/or your personal information may result in unauthorized access to your account by third parties and the loss or theft of any digital assets and/or funds associated with your account, including your linked payment methods. You are solely responsible for keeping your email address, telephone number and other contact details up to date in your account profile in order to receive any notices or alerts that we may send you. You should never allow remote access or share your computer screen with someone else when you are logged on to your account. We assume no responsibility for any loss that you may sustain due to compromise of account login credentials due to no fault of Qune and/or your failure to follow or act on any notices or alerts that we may send to you.

To use our Services you may need to fulfill certain legal obligations in your country and/or state of residence. By accepting these terms in this Agreement, you confirm that you have reviewed your local laws and regulations and that you are aware of, and fulfill, any and all such obligations. Due to legal or regulatory prohibitions, we do not offer the use of our Services in certain jurisdictions. By accepting the terms in this Agreement, you confirm that you are not a resident or governed by the laws and regulations of those jurisdictions.

We may not make all of the Services available in all markets and jurisdictions and may restrict or prohibit use of all or a portion of the Services from certain jurisdictions (“Restricted Jurisdictions”). At this time, Restricted Jurisdictions include those that are identified on our “List of Banned Countries”, and the States of Washington and New York. You must not attempt to use our Services if you are located in any of those Restricted Jurisdictions. You must not attempt to circumvent any restrictions imposed via the Services, such as by obscuring your IP address or submitting any inaccurate information regarding your location.

JURISDICTION, ARBITRATION & SEVERABILITY

This Agreement and your use of the Website and Services shall be governed by and construed in accordance with international law, without regard to principles of conflict of laws.

Arbitration. You and Qune agree that any dispute arising out of or relating to this Agreement or the Services, shall be finally settled in binding arbitration, on an individual basis, in accordance with international law’s rules for arbitration of consumer-related disputes. Subject to applicable jurisdictional requirements, consumer claimants (individuals whose SSC is intended for personal, family, or household use) may elect to pursue their claims in their local small-claims court rather than through arbitration so long as their matter remains in small claims court and proceeds only on an individual (non-class or non-representative) basis.

CLASS ACTION WAIVER: TO THE EXTENT PERMISSIBLE BY LAW, ALL CLAIMS WILL ONLY BE BROUGHT ON AN INDIVIDUAL BASIS, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE ACTION, OR REPRESENTATIVE PROCEEDING (COLLECTIVELY “CLASS ACTION WAIVER”). THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSON’S CLAIMS OR ENGAGE IN ANY CLASS ARBITRATION. YOU ACKNOWLEDGE THAT, BY AGREEING TO THESE TERMS, YOU AND Qune ARE EACH WAIVING ANY RIGHT TO A TRIAL BY JURY AND YOU ARE WAIVING THE RIGHT TO PARTICIPATE IN A CLASS ACTION AGAINST QUNE.

The Federal Arbitration Act, 9 U.S.C. §§ 1-16, fully applies to the arbitration. The arbitration will be conducted by a single, neutral arbitrator and shall take place in a mutually agreeable location, in the English language. The arbitrator may award any relief that a court of competent jurisdiction could award, including attorneys’ fees when authorized by law, and the arbitral decision may be entered as a judgement and enforced in any court of law. At your request, hearings may be conducted in person or by telephone and the arbitrator may provide for submitting and determining motions on briefs, without oral hearings. The prevailing party in any action or proceeding to enforce this Agreement shall be entitled to costs and attorneys’ fees.

If the arbitrator(s) or arbitration administrator would impose filing fees or other administrative costs on you, we will reimburse you, upon request, to the extent such fees or costs would exceed those that you would otherwise have to pay if you were proceeding instead in a court. We will also pay additional fees or costs if required to do so by the arbitration administrator’s rules or applicable law. Apart from the foregoing, each party will be responsible for any other fees or costs, such as attorney fees that the party may incur.

If any part of this Agreement is held by any arbitrator or court to be invalid or unenforceable in whole or in part, the validity or enforceability of the other sections of these terms and conditions shall not be affected. Any headings contained in this Agreement are for informational purposes only and are not enforceable provisions of this Agreement.

We endeavor to take all reasonable steps to protect your personal information. However, we cannot guarantee the security of any data you disclose online. You accept the inherent security risks of providing information and dealing online over the Internet and will not hold us responsible for any breach of security unless this is due to our negligence.

*** Please view our official privacy statement: https://Qune.io/privacy.

NO WARRANTY, LIMITATION OF LIABILITY & ASSUMPTION OF RISK

THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT ANY GUARANTEES, REPRESENTATIONS OR WARRANTIES, WHETHER EXPRESS, IMPLIED OR STATUTORY. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, QUNE SPECIFICALLY DISCLAIMS ANY IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND/OR NON-INFRINGEMENT. QUNE DOES NOT MAKE ANY REPRESENTATIONS OR WARRANTIES THAT ACCESS TO THE WEBSITE, ANY PART OF THE SERVICES, OR ANY OF THE MATERIALS CONTAINED THEREIN, WILL BE CONTINUOUS, UNINTERRUPTED, TIMELY, OR ERROR-FREE. QUNE IS NOT LIABLE FOR ANY DISRUPTION OR LOSS A USER MAY SUFFER.  YOU HEREBY ACKNOWLEDGE AND AGREE THAT YOU HAVE NOT RELIED UPON ANY OTHER STATEMENT OR UNDERSTANDING, WHETHER WRITTEN OR ORAL, WITH RESPECT TO YOUR USE AND ACCESS OF THE SERVICES AND WEBSITE. WITHOUT LIMITING THE FOREGOING, YOU HEREBY ACKNOWLEDGE AND ACCEPT THE VARIOUS RISKS INHERENT TO USING DIGITAL CURRENCY INCLUDING BUT NOT LIMITED TO HARDWARE FAILURE, SOFTWARE ISSUES, INTERNET CONNECTION FAILURE, MALICIOUS SOFTWARE, THIRD PARTY INTERFERENCE LEADING TO LOSS OR LACK OF ACCESS TO YOUR ACCOUNT OR WALLET AND OTHER USER DATA, SERVER FAILURE OR DATA LOSS. YOU ACCEPT AND ACKNOWLEDGE THAT QUNE WILL NOT BE RESPONSIBLE FOR ANY COMMUNICATION FAILURES, DISRUPTIONS, ERRORS, DISTORTIONS OR DELAYS YOU MAY EXPERIENCE WHEN USING THE SERVICES, HOWEVER CAUSED.

IN NO EVENT SHALL QUNE, ITS AFFILIATES AND SERVICE PROVIDERS, OR ANY OF THEIR RESPECTIVE OFFICERS, DIRECTORS, AGENTS, EMPLOYEES, ADVISORS, CONSULTANTS OR REPRESENTATIVES, BE LIABLE (A) FOR ANY AMOUNT GREATER THAN THE VALUE OF TOTAL FEES PAID BY YOU FOR THE SERVICE THAT IS SUBJECT OF THE CAUSE OF ACTION IN THE TWELVE (12) MONTHS PRIOR TO THE LOSS ARISING OR (B) FOR ANY LOST PROFITS, DIMINUTION IN VALUE OR BUSINESS OPPORTUNITY, ANY LOSS, DAMAGE, CORRUPTION OR BREACH OF DATA OR ANY OTHER INTANGIBLE PROPERTY OR ANY SPECIAL, INCIDENTAL, INDIRECT, INTANGIBLE, OR CONSEQUENTIAL DAMAGES, WHETHER BASED IN CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR OTHERWISE, ARISING OUT OF OR IN CONNECTION WITH AUTHORIZED OR UNAUTHORIZED USE OF THE SITE OR THE SERVICES, OR THIS AGREEMENT, EVEN IF AN AUTHORIZED REPRESENTATIVE OF QUNE HAS BEEN ADVISED OF OR KNEW OR SHOULD HAVE KNOWN OF THE POSSIBILITY OF SUCH DAMAGES, AND NOTWITHSTANDING THE FAILURE OF ANY AGREED OR OTHER REMEDY OF ITS ESSENTIAL PURPOSE,  EXCEPT TO THE EXTENT OF A FINAL JUDICIAL DETERMINATION THAT SUCH DAMAGES WERE A RESULT OF QUNE’S GROSS NEGLIGENCE, FRAUD, WILLFUL MISCONDUCT OR INTENTIONAL VIOLATION OF LAW. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

We do not own or control the underlying software protocols which govern the operation of bitcoin or other digital assets. Generally, the underlying protocols are open source, and anyone can use, copy, modify, and distribute them. We assume no responsibility for the operation of the underlying protocols and we are not able to guarantee the functionality or security of network operations. In particular, the underlying protocols may be subject to sudden changes in operating rules (including “forks”). Any such material operating changes may materially affect the availability, value, functionality, and/or the name of such digital assets. Qune does not control the timing and features of these material operating changes. It is your responsibility to make yourself aware of upcoming operating changes and you must carefully consider publicly available information and information that may be provided by Qune in determining whether to continue to use the Services. In the event of any such operational change, Qune reserves the right to take such steps as may be necessary to protect the security and safe operation of its platform, including temporarily suspending operations for the involved digital asset, and other necessary steps. Qune will use its reasonable efforts to provide you notice of its response to any material operating change; however, such changes are outside of our control and may occur without notice to Qune. Our response to any material operating change is subject to our sole discretion and includes deciding not to support any new fork or other actions. You acknowledge and accept the risks of operating changes to Bitcoin or other digital asset protocols and agree that Qune is not responsible for such operating changes and not liable for any loss of value you may experience as a result of such changes in operating rules.  You acknowledge and accept that Qune has sole discretion to determine its response to any operating change and that we have no responsibility to assist you with unsupported digital assets or protocols.

In using our Services, you may view content or utilize Services provided by third parties, including hyperlinks to third-party websites and services of such parties (“3rd party content”). We do not endorse, adopt or control any 3rd party content and will have no responsibility or liability for such 3rd party content whatsoever. In addition, your dealings or correspondence with such third parties are solely between you and the third parties. We are not responsible or liable for any loss or damage of any sort incurred as a result of any such dealings and you understand that your use of 3rd party content, and your interactions with third parties, is solely at your own risk.

For the avoidance of doubt, Qune does not provide investment, tax, or legal advice. Qune is not registered with the U.S. Securities and Exchange Commission and does not offer securities services or investment advice.  All transactions through our Darkpool are conducted on a peer-to-peer basis between the Seller and Buyer and you are solely responsible for determining whether any investment, investment strategy or related SSC is appropriate for you based on your personal investment objectives, financial circumstances and risk tolerance. You should consult your legal or tax professional regarding your specific situation. From time to time, we may provide educational information about our platform and products, in order to assist users in learning more about our Services. Information may include, but is not limited to, blog posts, articles, links to 3rd party content, news feeds, tutorials, and videos. The information provided on the Website or any third-party sites does not constitute investment advice, financial advice, trading advice, or any other sort of advice, and you should not treat any of the Website’s content as such. Before making the decision to buy, sell or hold any digital asset, you should conduct your own due diligence and consult your financial advisors before making any investment decision. Qune will not be held responsible for the decisions you make to buy, sell, or hold bitcoin or any digital asset based on the information provided by Qune.

You agree that we are not liable for any price fluctuations in digital assets. In the event of market disruption or a Force Majeure event (as described in Section 17), we may do one or more of the following: (a) suspend access to the Services; or (b) prevent you from completing any actions via the Services. We will not be liable for any losses suffered by you resulting from such actions. Following any such event, when Services resume, you acknowledge that prevailing market rates may differ significantly from the rates available prior to such event.

We make no warranty that the Website, or the server that makes it available, are free of viruses or errors, that its content is accurate, that it will be uninterrupted, or that defects will be corrected. We will not be responsible or liable to you for any loss of any kind, from action taken, or taken in reliance on material, or information, contained on the Website.

RELEASE OF QUNE & INDEMNITY

If you have a dispute with one or more users of our Services, you release Qune, its affiliates and service providers, and each of its or their respective officers, directors, employees, agents and representatives, from any and all claims, demands and damages (actual and consequential) of every kind and nature arising out of or in any way connected with such disputes. You agree to indemnify and hold Qune, its affiliates and each of its or their respective officers, directors, employees, agents and representatives, harmless from any claim or demand (including attorneys’ fees and any fines, fees or penalties imposed by any regulatory authority) arising out of or related to your breach of this Agreement or your violation of any law, rule or regulation, or the rights of any third party.

TRANSACTIONS ON QUNE’S DARKPOOL

The Website allows users to solicit offers to buy or sell digital assets. When a user initiates a SSC for the purchase or sale of digital assets, the SSC is consummated pursuant to this Agreement and to the smart contract terms, if any, detailed by the user or the user’s counterparty.

The following general terms apply to each SSC described below:

Buying digital assets via soliciting an offer.

When purchasing digital assets on the Qune Darkpool:
            There are no fees for Qune Escrow as part of a SSC that are payable by Buyers on our Darkpool.
            Offers from Qune counterparties have their own terms and conditions and each offer will vary in exchange rate, speed of exchange, and other terms and conditions imposed by a Seller. By accepting a Seller’s offer you agree to be bound by the terms and conditions of that offer. The terms and conditions specified by the Seller are valid in all cases except when they contradict or violate this Agreement, are illegal, are unreasonable or otherwise difficult to comply with (as determined in Qune’s sole and absolute discretion), or if both users of the SSC consent to alter the terms and conditions of such offer.

IT IS YOUR RESPONSIBILITY TO CAREFULLY READ THE SELLER’S OFFER TERMS AND CONDITIONS AND FOLLOW THEM EXACTLY. IF YOU DO NOT FOLLOW THE OFFER TERMS AND CONDITIONS, YOUR PAYMENT WILL NOT BE ACCEPTED. NEVER SUBMIT PAYMENT UNLESS YOU HAVE FOLLOWED ALL TERMS AND CONDITIONS LISTED IN THE OFFER. IF YOU SUBMIT PAYMENT WITHOUT FOLLOWING THE TERMS AND CONDITIONS, Qune CANNOT ASSIST YOU IN A DISPUTE PROCESS TO RECOVER YOUR PAYMENT.

Payment verification and providing instruction to unlock digital assets from Qune Escrow are the sole obligations of the Seller and not that of Qune. If the Seller does not release the digital assets to you upon proper completion of the Seller’s terms and conditions, promptly report the issue via the designated dispute button within the particular SSC chat. Qune support will review and settle the dispute. This dispute resolution process is further described below in “Section 8 - Disputing Transactions Via Qune’s Dispute Resolution Process.” If you do not follow this dispute resolution process, Qune will be unable to assist you with this matter.

Selling digital assets

When selling digital assets on the Qune Darkpool:
            Sellers must verify and process the payment in a reasonable amount of time, and within a certain amount of time as specified in the offer terms. Once the Buyer has submitted payment to you in accordance with the offer terms, it is your sole duty and responsibility to promptly verify and process the payment and then unlock the digital assets from Qune Escrow and release it to the Buyer. If you do not follow the instructions on the offer, you may not be entitled to a return of your locked digital assets.

As a Seller you accept all risks and liabilities for any violation of this Agreement incurred through the sale of digital assets. All taxes to be paid are your responsibility. Qune charges a fee to you as the Seller of digital assets for locking digital assets in Qune Escrow subject to a sale. Qune shall not reimburse any losses to the Seller whether due to a violation of this Agreement, fraud or otherwise and our fee will not be refunded under any circumstances.
            Any payment received should be fully processed and confirmed as received by you before unlocking the digital assets from Qune Escrow. Qune is not responsible for your loss if you prematurely unlock digital assets before payment has been properly verified and received by you. You must be attentive and responsive to your Buyer. You should deactivate any inactive offers.

Any advertisement of your own website in any section of Qune’s Darkpool (such as your bio, offer terms or SSC chat) that would facilitate buying or selling digital assets outside of Qune’s Services is strictly prohibited. In limited instances, it is permissible to share your website that is created solely for the Seller to receive payment in order to complete the SSC (i.e. trusted third party debit/credit card processing) in the SSC instructions; provided that the use of such external websites are made clear in the offer terms and such websites may not contain any other advertisements or your contact information.

Compliance

Qune and the Services are not affiliated or associated with, nor endorsed or sponsored by any third party, including but not limited to any gift card issuer. Designated trademarks, brands, and other identifiers are solely the property of their respective owners. Qune and its Services are not endorsed, sponsored, associated or affiliated in any way by or with such owners. No SSC outside of our procedures are allowed and are strictly prohibited. In addition, no exchange of outside contact information is allowed.

Transfer Limitations. We may, in our sole discretion, impose limitations or restrictions on the size, type, or manner of any proposed transfer transactions, such as a limit on the total amount of digital assets that may be posted for sale.
        No Guarantee. Qune does not guarantee that you will be able to sell digital assets on its Darkpool. The act of buying or selling digital assets via Qune’s Darkpool does not guarantee that you will be able to buy or sell digital assets via the Darkpool at a later time.

Relationship. Nothing in this Agreement is intended to nor shall create any partnership, joint venture, agency, consultancy or trusteeship, you and Qune being with respect to one another independent contractors.

Accuracy of Information. You represent and warrant that any information you provide via the Services is accurate and complete. You accept and acknowledge that Qune is not responsible for any errors or omissions that you make in connection with any SSC initiated via the Services, for instance, if you mistype a Wallet address or otherwise provide incorrect information. We strongly encourage you to review your SSC details carefully before completing them via the Services.

No Cancellations or Modifications; Wallet Activities. Once SSC details have been submitted to the digital asset network via the Services, Qune cannot assist you with canceling or otherwise modifying your SSC. Qune has no control over any digital asset network and does not have the ability to facilitate any cancellation or modification requests. Qune does not store or custody any locked bitcoin or any digital asset. Bitcoin like other digital assets are always recorded on their respective networks or blockchains. All digital asset transactions occur within the digital asset network, not on Qune. There are no guarantees that the SSC will process on the digital asset network. Qune reserves the right to refuse to process any SSC if required by law or if we deem the transactions to be against our terms and conditions in this Agreement. You hereby accept and acknowledge that you take full responsibility for all activities that occur under your Wallet and accept all risks of any authorized or unauthorized access to your Wallet, to the maximum extent permitted by law.

Taxes. It is your responsibility to determine what, if any, taxes apply to the transactions for which you have submitted SSC details via the Services, and it is your responsibility to report and remit the correct tax to the appropriate tax authority. You agree that Qune is not responsible for determining whether taxes apply to your digital asset transactions or for collecting, reporting, withholding or remitting any taxes arising from any digital asset transactions.

User Reputation. When you engage in a Transaction, we allow other users to provide feedback on their interaction with you. We also permit users to file reports if the users believe you have violated this Agreement in any way. These reports are confidential, but we may use them in connection with a dispute as described in Section 8.
        Transaction History. You may view your SSC history through your Account. You agree that the failure of the Services to provide such confirmation shall not prejudice or invalidate the terms of such SSC.
        Pay-with-Qune. Qune has authorized certain merchants to accept Qune as a payment method for purchases of goods and services online (the “Authorized Merchants”). You may pay an Authorized Merchant by selecting the “Pay-with-Qune” option at check-out or at the time of payment. Pay-with-Qune will direct you to our Darkpool to access the digital assets available in your account or connect you to a Seller. If you purchase digital assets from a Seller to complete the SSC, the terms set forth in Section 7.1 of this Agreement will apply.

Merchant Goods. Qune is not responsible for any goods or services that you may purchase from an Authorized Merchant using your account or the Pay-with-Qune product. If you have a dispute with any Authorized Merchant, you should resolve the dispute directly with that Authorized Merchant.

Returns, Refunds. When you purchase a good or service from a third party using your Account, it is final. We do not process refunds or returns. An Authorized Merchant may offer you a return, store credit or a gift card in its sole discretion and in accordance with its policies.

Qune charges fees for Services, applicable fees will be displayed prior to you using any Service to which a fee applies. See “Qune Fees” for further details. Our fees are subject to change and Qune reserves the right to adjust its pricing and fees and at any time.

DISPUTING TRANSACTIONS VIA Qune’S DISPUTE RESOLUTION PROCESS

Disputing Transactions. In most cases, the easiest way to settle a dispute is for Buyers and Sellers to communicate, work together to figure out what happened, and come to an agreeable solution. When a Buyer and a Seller cannot come to an agreeable solution, Qune’s support team (“Qune Support”) can help. Either party can initiate the dispute resolution process (“disputed SSC” or “dispute”) with respect to a SSC. Disputes can only be initiated on transactions that are marked as fully paid by the Buyer. Transactions that are not marked as fully paid by the Buyer, cancelled by the Buyer, automatically cancelled due to expiration of the timeframe set forth in the offer, already disputed and resolved or where the Seller has released the digital assets to the Buyer generally cannot be disputed, reversed, or altered.

Dispute Resolution Process. Below are the steps Qune Support takes in the event of a dispute.

Initiation

You can initiate a dispute by logging into your Qune Account, opening the SSC you would like to dispute and selecting the “dispute” button. The “dispute” button will only appear active if the SSC has been marked as fully paid by the Buyer. Once you initiate a dispute, you will select the type of dispute from the options presented and describe the issue giving rise to your dispute.

The options presented for describing your dispute if you are a Seller are as follows:
                Coinlocker (i.e. an unresponsive Buyer) – the Buyer has marked the SSC as fully paid, but is unresponsive and inactive.
                Payment issue – the Buyer is active and has attempted to pay, but there are issues with the payment.
                Other – an open option where you can describe what issue gave rise to the dispute. The Buyer will be able to view your description.

The options presented for describing your dispute if you are a Buyer are as follows:
                Unresponsive vendor – you have paid, but the Seller is unresponsive and inactive.
                Payment issue – you have made the payment, but the Seller claims there are issues with the payment and refuses to release the digital assets.
                Other – an open option where you can describe what issue gave rise to the dispute. The Seller will be able to view your description.

Notification

Once a dispute has been submitted, Qune Support will provide the other party with notification by email and by sending a message through the SSC chat feature available to Buyers and Sellers in the Darkpool alerting such party that a dispute has been initiated. If one of your transactions is being disputed, Qune Support will tell you which SSC is being disputed and why the SSC is being disputed.

Response

Review the dispute and provide Qune Support with an explanation of what happened. Include any evidence you have to support your explanation, such as proof of payment, proof of ownership or proof that you have or have not received payment.

Qune Review

Disputed transactions will be investigated by Qune Support and a decision will be made based upon evidence provided by both parties. Qune Support resolves disputes by evaluating various factors as described below in Section 8.

Dispute Review. During a dispute review, Qune Support may give you instructions that you are required to follow. The instructions given to you may require you to provide additional evidence, such as additional ID verification, proof of payment, any photo, audio, or video evidence, or any other documents deemed relevant by Qune and may require you to provide such evidence within a specified timeframe. Failure to follow the instructions may lead to the dispute being resolved against you. Qune Support will typically provide notice of its decision via the SSC chat feature in the Darkpool within 30 days of receiving the dispute, but under some circumstances, it may take longer.

Unresponsiveness. When you are involved in a SSC, it is important that you remain active and available from the time the SSC is started to the time that the SSC is completed, canceled, or resolved. This means that you must be able to provide a response to a request by Qune Support in a disputed SSC within the time specified by Qune Support or you may be deemed as unresponsive and the dispute may be resolved against you.

Chargebacks. A party may face additional risks depending on the payment method used for the SSC even if Qune’s dispute resolution process finds in favor of such party. The dispute resolution process set forth in this Agreement is separate from any remedies a Buyer or Seller may have through the payment method used in connection with a SSC. Qune is not obligated to initiate or handle chargebacks and is not liable if a party reverses, charges back, or otherwise disputes a SSC via an avenue made available to the party through the payment method used in the SSC, including after a dispute is closed.

Dispute Resolution. A disputed SSC is most commonly resolved by Qune Support moving the digital assets subject to the dispute to the Buyer or the Seller of the disputed SSC once the dispute resolution process is complete.

Below are selected situations to provide you with insight as to how Qune may resolve a disputed SSC. This is not meant to be an exhaustive list. The resolution of any dispute will be impacted by the specific facts of the dispute and evidence provided by the users.

Qune Support may resolve a dispute in the Buyer’s favor when at least one of the following criteria are met:
            The Buyer has made payment according to the initial instructions provided by the Seller pursuant to the SSC offer and the Buyer has provided sufficient proof that the payment was made according to these instructions. It is a violation of this Agreement for a Seller to refuse to complete a SSC once the Buyer has satisfied all of the Seller’s terms and conditions as posted at the time the Buyer accepted and paid for the SSC.
            The Seller has become unresponsive and has not provided a sufficient response within the timeframe requested by Qune Support.

The payment is made to a third party to the SSC or the payment is made to a payment account not registered in the name of the Seller.

Qune Support may resolve a dispute in the Seller’s favor when one of the following criteria are met:
            The Buyer has not provided payment, not provided payment in full or not provided payment according to the initial instructions provided by the Seller pursuant to the SSC offer.
            The payment made by the Buyer has been held, suspended, frozen or stopped by the payment provider or processor. This includes situations in which the Buyer has charged back or disputed a payment via its bank or payment card issuer.
            The Buyer has become unresponsive and has not provided a sufficient response within the timeframe requested Qune Support.

The payment is made by a third party to the SSC or the payment is made from a payment account not registered in the name of the Buyer.

If the Buyer or the Seller of a disputed SSC provides fraudulent information or fraudulent documents or makes false claims or otherwise uses deceptive tactics, the dispute may be immediately resolved against such user and such user’s account may be immediately suspended or terminated at the sole discretion of Qune Support.

In some situations where neither party fulfills the criteria, or it is in other ways unclear or not possible to determine which party has fulfilled the dispute resolution criteria in Qune’s sole and absolute discretion, Qune may decide to resolve the dispute by splitting the digital assets subject to the dispute between the Buyer and the Seller evenly or unevenly.

Appeal. If you believe Qune has resolved a dispute in a way which is not in accordance with this Agreement, you have a right to request an appeal. To request an appeal, you need to promptly notify us in writing by contacting Qune customer support no later than 10 calendar days after notice of Qune Support’s decision is delivered to you and provide us with sufficient details and evidence supporting your case for request. Your appeal should specifically identify how you believe Qune incorrectly resolved the dispute as per the terms of this Agreement and provide evidence of such incorrect decision.

Please be reminded that whether during the dispute process or generally any time when using our Services, you are obligated to keep a civil tone and be respectful to other users and Qune Support. See generally, “Section 13 - Prohibited Use”.
        Finality. You acknowledge and agree that Qune’s decision regarding a dispute is conclusive, final and binding as described in this Agreement. Qune will have no liability to either a Buyer or a Seller in connection with its decisions.

FEES FOR USING Qune SERVICES
        Creating a Wallet is free. Qune charges fees for Services, applicable fees will be displayed prior to you using any Service to which a fee applies. See “Qune Fees” for further details. Our fees are subject to change and Qune reserves the right to adjust its pricing and fees and at any time.

NO RIGHT TO CANCEL SERVICES OR MINERS FEES
        If you use a Service to which a charge applies, or you initiate a SSC with a miners fee via the Services, you will not be eligible for a refund or reimbursement once you have confirmed that you wish to proceed with the Service or SSC.

DISCONTINUANCE OF SERVICES
        We may, in our sole discretion and without cost to you, with or without prior notice and at any time, modify or discontinue, temporarily or permanently, any portion of our Services.

SUSPENSION OR TERMINATION OF SERVICES & ACCOUNT; LIMITING ACCESS TO YOUR WALLET
        We may in our sole and absolute discretion, immediately and without prior notice: (a) suspend, restrict, or terminate your access to any or all of the Services (including limiting access to your Wallet), and/or (b) deactivate or cancel your account if: (i) we are so required by applicable law, a facially valid subpoena, court order, or binding order of a government authority; (ii) we reasonably suspect you have or may act in violation of this Agreement; (iii) use of your account is subject to any pending litigation, investigation, or government proceeding and/or we perceive a heightened risk of legal or regulatory non-compliance associated with your account activity; (iv) our service partners are unable to support your use; (v) you take any action that we deem as circumventing our controls and procedures or (vi) we think it is necessary to do so to protect us, our users, including you, or our employees from danger or loss. If we exercise our rights to limit or refuse your access to the Services, we will not be responsible for any consequences of our refusal to give you access to the Services, including any delay, damage or inconvenience you may suffer as a result.

If we suspend or close your account, terminate your use of the Services for any reason, or limit access to your Wallet, we will attempt to provide you with notice of our actions unless a court order or other legal process prohibits us from providing you with such notice. YOU ACKNOWLEDGE THAT OUR DECISION TO TAKE CERTAIN ACTIONS, INCLUDING LIMITING ACCESS TO, SUSPENDING, OR CLOSING YOUR ACCOUNT OR WALLET, MAY BE BASED ON CONFIDENTIAL CRITERIA THAT ARE ESSENTIAL TO OUR RISK MANAGEMENT AND SECURITY PROTOCOLS. YOU AGREE THAT Qune IS UNDER NO OBLIGATION TO DISCLOSE THE DETAILS OF ITS RISK MANAGEMENT AND SECURITY PROCEDURES TO YOU. In the event that we suspend your account or access to your Wallet, we will remove the suspension as soon as possible once the reasons for the suspension no longer exist, however we are under no obligation to notify you as to when (if ever) such suspension will be removed.

If you are holding digital assets in your Qune Wallet and there has been no activity in your account for a period of time prescribed by applicable law, we may be required to report such remaining digital assets in your account as unclaimed property in accordance with abandoned property and escheat laws. If this occurs, we will use reasonable efforts to provide written notice to you. If you fail to respond to any such notice within seven (7) business days of receipt, or as otherwise required by law, we may be required to deliver any such digital assets to the applicable jurisdiction as unclaimed property. We reserve the right to deduct a dormancy fee or other administrative charges from such unclaimed digital assets as permitted by applicable law.

PROHIBITED USE
        When accessing or using the Services, you agree that you will use the Services in accordance with the terms and conditions in this Agreement (including the Privacy Policy) and not commit any unlawful act, and that you are solely responsible for your conduct while using our Services.

Without limiting the generality of the foregoing, you agree that you will not:
            use our Services in any manner that could interfere with, disrupt, negatively affect or inhibit other users from fully enjoying our Services, or that could damage, disable, overburden or impair the functioning of our Services in any manner; engage in any activity which could violate, or assist in violation of, any law, statute, ordinance, or regulation, sanctions programs administered in the countries where we conduct business or operations, or which would involve proceeds of any unlawful activity; publish, distribute or disseminate any unlawful material or information;
            interfere with another user’s access to or use of any of our Services; defame, abuse, extort, harass, stalk, threaten or otherwise violate or infringe the legal rights (such as, but not limited to, rights of privacy, publicity and intellectual property) of other users; incite, threaten, facilitate, promote, or encourage hate, racial intolerance, or violent acts against others; harvest or otherwise collect information from our Website about other users;
            engage in any activity which operates to defraud, defame or otherwise cause any damage to Qune or our users; or provide any false, inaccurate, deceptive or misleading information to Qune or to another user in connection with our Services or as otherwise provided or requested pursuant to this Agreement; introduce to the Services any virus, Trojan, worms, logic bombs or other harmful material; use any robot, spider, crawler, scraper or other automated means or interface not provided by us to access our Services or to extract data; attempt to circumvent any content filtering techniques we employ, or attempt to access any service or area of our Services that you are not authorized to access; or placement anywhere within Qune’s Darkpool of any advertisement or promotion that would facilitate buying or selling digital assets outside of Qune’s Services; engage in transactions involving items that infringe or violate any copyright, trademark, right of publicity or privacy or any other proprietary right under the law, or other licensed materials without the appropriate authorization from the rights holder; use of Qune intellectual property, name, or logo, including use of Qune’s trade or service marks, without prior written consent from us or in a manner that otherwise harms Qune or the Qune brand; any action that implies an untrue endorsement by or affiliation with Qune; or develop any third-party applications that interact with our Services without our prior written consent; or encourage or induce any third party to engage in any of the activities prohibited under this Section 13.

INTELLECTUAL PROPERTY RIGHTS
        We grant you a limited, nonexclusive, nontransferable license, subject to the terms and conditions in this Agreement, to access and use the Services, Website, and related content, materials, information (collectively, the “Content”) solely for purposes approved by Qune from time to time. Any other use of the Website or Content is expressly prohibited and all other right, title, and interest in the Services, Website or Content is exclusively the property of Qune. You agree you will not copy, transmit, distribute, sell, license, reverse engineer, modify, publish, or participate in the transfer or sale of, create derivative works from, or in any other way exploit any of the Content, in whole or in part without the prior written consent of Qune. You may not copy, imitate or use any of Qune’s trademarks, registered marks, logos or any of its intellectual property without Qune’s prior written consent.

Although we intend to provide accurate and timely information on the Qune Website, our Website (including, without limitation, the Content) may not always be entirely accurate, complete or current and may also include technical inaccuracies or typographical errors. In an effort to continue to provide you with as complete and accurate information as possible, information may be changed or updated from time to time without notice, including without limitation information regarding our policies, products and Services. Accordingly, you should verify all information before relying on it, and all decisions based on information contained on the Qune Website are your sole responsibility and we shall have no liability for such decisions. Information provided by third parties is for informational purposes only and Qune makes no representations or warranties to its accuracy.  Links to third-party materials (including without limitation, websites) may be provided as a convenience but are not controlled by us. You acknowledge and agree that we are not responsible for any aspect of the information, content, or Services contained in any third-party materials or on any third-party sites accessible or linked to the Qune Website.

FEEDBACK AND USER SUBMISSIONS
        Qune is always seeking to improve its Services and the Website. If you have ideas or suggestions regarding improvements or additions to Qune’s Services or the Website, Qune would like to hear them; however, any submission will be subject to the terms and conditions in this Agreement.

Under no circumstances will any disclosure of any idea or feedback, or any related material to Qune or any of its subsidiaries, parents or affiliated companies, or any of their officers, directors, managers, members, shareholders, employees and agents, or any of their heirs, successors, representatives and assigns (each a “Qune Party” and collectively, the (“Qune Parties”) be subject to any obligation of confidentiality or expectation of compensation.
        By submitting an idea or feedback or any related material that would be subject to intellectual property rights (the “Work”) to Qune or any Qune Party, you grant to Qune, in respect of the Work submitted, a non-exclusive, perpetual, worldwide royalty free license to use all of the content of such ideas and feedback, for any purpose whatsoever. Further, you are waiving any moral rights to the fullest extent permitted under United States law that you may have in the Work and are representing and warranting to such Qune Party that the Work are wholly original with you, that no one else has any rights in the Work and that all Qune Parties are free of any royalty to implement the Work and to use the related material if so desired, as provided or as modified by any Qune Party, without obtaining permission or license from any third party.

You further accept that Qune may sub-license any of the Qune Parties to use in any way any Work and material you have submitted.

We have the right to remove any posting you may make to the Website, in our absolute discretion, without warning or reasons.

HOW TO CONTACT US

We recommend you visit our FAQ page before contacting us. In the event the FAQ page does not contain the information you are looking for, Qune offers 24/7 support. You may email help@Qune.io or contact us through our help link.

FORCE MAJEURE

We shall not be liable for delays, failure in performance or interruption of Service which result directly or indirectly from any cause or condition beyond our reasonable control, including but not limited to, significant market volatility, any delay or failure due to any act of God, act of civil or military authorities, act of terrorists, civil disturbance, war, strike or other labor dispute, fire, interruption in telecommunications or Internet services or network provider services, failure of equipment and/or software, other catastrophe or any other occurrence which is beyond our reasonable control and shall not affect the validity and enforceability of any remaining provisions.

NATURE OF AGREEMENT

This Agreement constitutes the entire agreement between you and Qune with respect to the subject matter of the terms and conditions in this Agreement and this Agreement cancels and supersedes any prior understandings and agreements between you and Qune as to that subject matter. You may not assign any of your rights or obligations under this Agreement without our prior written consent.

I Accept the User Terms of Service

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